This year, I stopped just talking about financial discipline — I practiced it. I invested my money intentionally using: @piggyvest_ng (especially their SafeLock feature for locked savings) @ARMone for long-term investing I’m not sharing this to impress anyone. I’m sharing because a lot of people think investing is complicated or only for the rich , and it’s not. I broke down what I did, the platforms I used, and why I chose them, so you can learn and make better money decisions too. If you want