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It’s one of the hardest questions we face when thinking about retirement…when is the right time to retire? Some people retire too early and later regret it—realizing they didn’t save enough and now feel stressed about money. Surveys show that 46% of retirees say they retired earlier than planned, and for many, finances are the biggest challenge. Others stay at work too long and regret missing out on time, health, and the freedom to do the things they always dreamed of. I’ve heard countless stori
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