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FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services.

Nov 6, 2025 · A FICO score is a credit score that lenders use to evaluate a borrower's creditworthiness and is based on aspects of their credit history, such as payment history and current indebtedness.

Sep 5, 2025 · A FICO® score is a particular brand of credit score that helps lenders determine how likely you are to pay back a loan. It is used by Fannie Mae and Freddie Mac.

As the pioneer of credit scores derived from financial data, FICO integrates trended data, rental payment history, telecom records, and consumer-permissioned data to create a more comprehensive, …

Dec 9, 2025 · Learn how, why, and when to order copies of your free annual credit report.

Get your free credit report and score, with tools to help you understand and improve your credit.

5 days ago · A FICO® score is a three-digit number that lenders use to measure your creditworthiness and decide what lending terms they may offer you. You have many FICO® scores based on different …

Learn what a FICO Score is and how it's calculated using factors like payment history, credit utilization, and credit mix to assess your creditworthiness.