Banking built for you. Montecito Bank and Trust is a locally owned community bank dedicated to serving individuals, businesses, nonprofits, and Wealth Management clients across California's Central Coast.

Montecito Bank & Trust's Online Banking is powerful and user-friendly, giving you the control to manage your accounts from anywhere you're connected. Whether you prefer to bank from your desktop or …

Digital access. Rewarding benefits. Let's find the account that fits your needs. We understand that one size doesn't fit all. Our accounts are designed with you in mind so you can control how to manage …

Need to reach a banker? We offer several ways to connect. Pick the one that works best for you!

Celebrating 50 years of making the communities we serve better places to live and work. On March 17, 1975, a group of local businessmen started the Bank of Montecito with a singular vision - building a …

© 2026 Montecito Bank & Trust. All Rights Reserved. Equal Housing Lender

We'd love to see you! Please visit one of our convenient branch locations in Santa Barbara or Ventura County.

Westlake Village Branch; 101 N. Westlake Blvd., #110, Thousand Oaks, CA 91362; lobby: Mon-Fri, 9am-5pm

Keep it simple with Everyday Checking. A basic checking account that includes full access to Online and Mobile Banking, providing a suite of powerful tools to easily track your spending, pay bills, send …

A perfect blend of expertise, innovation, and friendliness.