You can calculate your specific insurance coverage amount using the Electronic Deposit Insurance Estimator (EDIE), a calculator that is available on the FDIC’s website.

Oct 30, 2025 · The FDIC insures deposits for amounts up to $250,000 in eligible accounts, like most savings and checking accounts. You can insure more than the limit by opening accounts at more …

Mar 21, 2025 · The FDIC standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category. A depositor may be any natural person, not just a citizen or …

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The maximum insurance coverage for a trust owner with five or more …

Mar 12, 2025 · The standard deposit insurance coverage amount is $250,000 per depositor, per insured bank, for each account ownership category at a bank. So let's say you have a checking and a …

2 days ago · FDIC insurance covers checking, savings and other deposit accounts up to a standard amount of $250,000 — but there are a few caveats. Namely, the $250,000 limit is per account …

The FDIC insures up to $250,000 per depositor, per institution and per ownership category. FDIC insurance kicks in only if a bank fails.

FDIC deposit insurance covers all deposit accounts at insured banks up to the insurance limit, currently $250,000 per depositor, per bank, per ownership category, including principal and any accrued …

Nov 24, 2025 · Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it if your bank fails.

FDIC insurance covers depositors’ accounts at each insured bank, dollar-for-dollar, including principal and any accrued interest through the date of the insured The standard deposit insurance amount is …