Build your credit by paying on time, keeping balances low, disputing errors, and using a mix of credit types responsibly over ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Millions of borrowers saw their credit scores plummet in the first quarter, which could make major purchases like buying a ...

VantageScore can prevent you from being caught unaware if there's a discrepancy between scores. The score you get online from your credit card company or other services might differ greatly from the ...

More than 2 million Americans’ credit scores were dinged suddenly by student loan delinquencies. Now they’re struggling to ...

If you’re ready to get a personal loan and already know the amount you want to borrow, here are the steps to take as a ...

A $50,000 personal loan can be used for everything from emergencies to big-ticket purchases. In a recent in-house study, the ...

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Each time you apply for credit, it creates a “hard inquiry” on your report. Too many of these in a short time frame can dent ...

As federal student loan servicers once again report delinquent accounts to credit bureaus, borrowers feel the impact and struggle to get back in good standing.