What the Fed rate announcement means for homebuyers, borrowers and savers.

Credit card debt can be suffocating for many Americans. During your working years, though, you have better opportunities to ...

Debt forgiveness can provide relief for some seniors, but it's important to know when it is and isn't a wise move.

A financial advisor offers practical tips to help people reduce credit card debt and build long-term financial control.

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit ...

A financial advisor offers practical tips to help people reduce credit card debt and build long-term financial control.

Maintaining a high credit score , especially above 770, is an excellent goal for anyone aiming to secure favorable financial ...

Not all debt can be wiped away. Here's what qualifies for forgiveness and what you're still on the hook to pay.

Scholars like me use the term “financial efficacy” when we’re assessing whether someone has personal finance know-how and the ...

Given that none of us start out with perfect credit, most consumers will likely experience having bad credit at some point in their lives. In the best case, this will happen briefly on the way to a ...

Preserving the American Dream means making some smart, targeted moves now—so we don’t lose everything later. Slightly higher ...

Retail cards hit a record high average interest rate of 30.5% last year, according to a Bankrate survey, and rates have ...