Vantage Bank, headquartered on the city’s North Side, took the lead on deposit growth, posting a 31% surge. The bank grew its ...

We expect PAB’s cost/income ratio to face challenges in the medium term due to ongoing revenue growth pressures, strategic emphasis on retail banking business, and heavy upfront investment to beef up ...

Special FDs operate like regular term deposits but offer higher interest rates for a specific period. Leading banks such as ...

SBI offers several special FD schemes tailored for diverse investors. Deposits like SBI Amrit Vrishti and SBI Amrit Kalash ...

Retail banking targets individual consumers, offering products like deposit accounts and loans. On the other hand, commercial banks serve businesses, governmental bodies, and institutions.

Besides its efforts to build capital-light retail operations via customer tiering, deposit cost optimization and digital ecosystem integration, PAB now also focuses on strengthening corporate ...

(Image/Freepik) Banks are shedding costly bulk deposits to protect their net interest margins (NIMs) ahead of expected interest rate cuts. They are now focusing on increasing the share of retail ...

Total primary market subscription by the retail investors in government securities, treasury bills state government loans and  others, on the Reserve Bank of India’s (RBI) Retail Direct Platform ...

Minimum Deposit: The minimum deposit amount is Rs 1,000. Eligibility: Open to domestic and NRI customers with retail deposits below Rs 3 crore. Interest Payment: You can choose to receive interest ...

Unfair competition: While private banks must attract deposits by offering interest rates and managing risks, a retail digital ...

fixed-income instruments are experiencing a surge in popularity among retail investors in India. From corporate bonds and G-Secs to Non-Convertible Debt (NCD) IPOs and NBFC Fixed Deposits ...