Build your credit by paying on time, keeping balances low, disputing errors, and using a mix of credit types responsibly over ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It ...

Millions of borrowers saw their credit scores plummet in the first quarter, which could make major purchases like buying a ...

More than 2 million Americans’ credit scores were dinged suddenly by student loan delinquencies. Now they’re struggling to ...

If you’re ready to get a personal loan and already know the amount you want to borrow, here are the steps to take as a ...

Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Each time you apply for credit, it creates a “hard inquiry” on your report. Too many of these in a short time frame can dent ...

As federal student loan servicers once again report delinquent accounts to credit bureaus, borrowers feel the impact and struggle to get back in good standing.

Climate change should be considered a new core aspect of creditworthiness when prospective home buyers apply for a mortgage, ...

Representing the percentage of your total available credit that is currently in use, credit utilization can affect anywhere ...

The Credit People offers a transparent and affordable approach to credit repair, making them a viable option for individuals ...