Because of that, I have several monthly calendar pages that start either way. Choose whatever works best for you! Here in the United States, there are two federal holidays in November, where banks ...

(If you want to be even more on top of things this year, put these calendar and planner pages in a binder along with my habit ...

are included Monthly view pages contain previous and next month reference calendars for long-term planning, and a notes section for important projects; Major holidays listed, elapsed and remaining ...