Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

For participating whole life insurance policies — where the life insurance company pays you a share of its profits in the form of dividends — the current higher federal interest rates can translate to ...

Many employers offer extra life insurance at group rates with no medical exam, which is easy to get but might not be your cheapest option Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

In order to get more people to buy life insurance, the industry must overcome a lack of consumer education about the product as well as the myth or perception that coverage is too expensive. The 2025 ...

When it comes to making insurance decisions, seniors have multiple factors to weigh that may not be as important for those in younger demographic groups. Cost is often at the top of the list, as many ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

In today’s complex business landscape, advisors play a vital role in guiding business owners through critical transitions, and succession planning is paramount among business owners’ concerns. While ...

Stranger-owned life insurance involves buying a policy on someone you don't know and is generally illegal. Learn why this ...

Life insurance is most affordable when purchased while young and healthy. Premiums rise steadily with age, and health ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

As people live longer and healthier lives, some of the financial decisions that were once thought to be off the table in retirement are being reimagined. Case in point? Seniors today are working ...