Water damage claims can vary in cost depending on several factors, including the amount and level of damage and the category of water that caused the damage. These categories don’t reflect categories ...

Water can wreck a home in hours, but what really determines your payout is how long that water sits and how quickly you act. Insurers draw sharp lines between sudden accidents and slow leaks, and ...

Myles is a former senior insurance editor for Investopedia. He oversaw the strategy and execution of all content aimed at helping people make better insurance decisions. Myles has nearly a decade of ...

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

Water leaks and frozen pipes tied with burglary and slip-and-fall incidents as the most common small business insurance claims in 2025, each accounting for 20% of filings with The Hartford, the ...

Flood insurance offers coverage for water damage that homeowners insurance doesn’t cover, and even low-risk areas experience flooding. The NFIP reports that one-third of NFIP claims originated outside ...