When you buy a term insurance plan, you expect one simple thing: you want your family to stay safe even if you are not around. But when you look at the ...

As we age, the prospect of needing long-term care becomes an increasingly important consideration. But this type of care comes at a significant cost — and depending on your needs, could come with a ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...