Plus: Popular baby names and Social Security, when to claim retirement benefits, artificial intelligence and tax, funding ...

A Fix My Portfolio reader shares how they avoided a “tax bomb” in retirement through Roth conversions and careful financial ...

For 2026, the IRS has set the following annual HSA contribution limits: If you spend HSA money on anything other than ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

That’s because withdrawals during retirement are tax-free, if they follow IRS rules. Contributions came from income on which you have already paid taxes—presumably at a lower rate. Roth IRAs ...

Workers age 50 and older can make catch-up contributions, deferring taxes on an additional $7,500 in a 401(k) plan or $1,000 in an IRA in 2025. The saver's credit can be claimed on retirement ...

With pre-tax accounts, such as traditional IRAs and 401(k)s, you’ll pay taxes on both the contributions and any earnings when ...

To qualify, you must indicate the amount of contributions paid on your income tax return. We tell you the rules to know. Retirement savings products are savings products long-term. During the ...

With a great deal of capital saved up at the relatively young age of 45, it’s more than worthwhile to strategize ...

Big savers can use after-tax 401(k) contributions to kickstart tax-free retirement savings. Here’s what investors need to ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.