A Fix My Portfolio reader shares how they avoided a “tax bomb” in retirement through Roth conversions and careful financial ...

Backdoor Roth IRAs: If you exceed income limits for direct Roth IRA contributions, you can convert after-tax dollars into a ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Big savers can use after-tax 401(k) contributions to kickstart tax-free retirement savings. Here’s what investors need to ...

For 2026, the IRS has set the following annual HSA contribution limits: If you spend HSA money on anything other than ...

Retirement is about more than saving ... (401(k), 403(b), etc.) Contributions are tax-deductible upfront. Earnings grow tax-deferred; withdrawals taxed as income. Withdrawals before age 59½ ...

With a great deal of capital saved up at the relatively young age of 45, it’s more than worthwhile to strategize ...