Boosting your credit score involves avoiding some actions and taking some proactive, affirmative steps as well. Combine them ...

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Learn the impact of credit limit increases on your credit score. Navigate hard vs soft inquiries, and discover the steps to request an increase.

Note that credit score monitoring is a bit different than credit monitoring, which monitors your credit report for any unusual activity and flags any potential fraud. Credit monitoring services ...

As federal student loan servicers once again report delinquent accounts to credit bureaus, borrowers feel the impact and ...

Having bad credit can make it more difficult to achieve financial milestones, such as being approved for an auto loan or mortgage. But there are steps you can take to repair your credit history.

To maintain an 800 credit score, it’s important to keep credit utilization low and regularly monitor credit reports. There are a number of perks that come with top-notch credit, and the good new ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are ...

If you have late payments, delinquency or a foreclosure on your report, your score will suffer. Amount owed (30 percent): The amount of debt you have in relation to the total amount of credit ...