Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

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A Letter of Indemnity (LOI) protects parties in contracts by ensuring obligations are met or compensation is provided. Learn ...

You can use the money from a hospital indemnity plan to pay for things your health insurance won't cover. You can use the money to pay your health insurance deductible, for example, or for the cost to ...