Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies ...

When an unexpected financial crisis hits, an emergency fund is the ideal safety net to cover surprise expenses. However, an alternative—and sometimes the only option—for relief is your retirement ...

You claimed Social Security early and now you're having second thoughts? Here's the surprising news: You might not be locked in forever. Claiming Social Security at 62 felt right at the time. Maybe ...

Most 401(k) plans allow workers to withdraw money early. Early withdrawals are typically taxed as income and may be subject to a 10% penalty. The IRS waives the 10% penalty in certain circumstances.