Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross ...

Note: Lenders sometimes use a personal debt ratio to determine if an individual or small business can afford to take out a loan or a line of credit. A personal D/E ratio is calculated by dividing ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

FICO will consider your credit ratio as part of its "Amounts Owed" category, which is how much debt you have in total. It's important to remember that VantageScore and FICO monitor your total ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. Your debt-to-income ratio is the percentage of your monthly income that ...