Q: Our agency operates its own tours, for which we are the credit card merchant. We would prefer that most clients pay us by check, but some clients want to pay by credit card, which costs us about 4% ...

A convenience fee is added to a transaction when you choose to use a nonstandard form of payment. A merchant might charge you for paying a bill over the phone by credit card instead of by mail.

My wife and I just received our CARES Act economic impact payment in the form of a Visa debit card. I was expecting a paper check and didn't realize what the card was at first. I thought that it was ...