If a bill lands in collections, the fallout escalates quickly. So, you should know what to expect and how to fix it.
If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, are they still a “consumer” with a “debt” as the FDCPA defines those terms ...
Are they calling you to collect a debt? If this is your situation, the Consumer Financial Protection Bureau (CFPB) shares 4 unfair practices that debt collectors cannot do, according to the Fair Debt ...
Find out how to start the debt relief process today.
If you’re behind on debt payments, your lender might send you to collections. And while the harassing phone calls and ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. In 2023 alone, the Consumer Financial ...
US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...
Are you getting more unknown calls than usual? It might be a debt collector. In the first quarter of 2025, Americans filed more than 112,000 complaints with the Federal Trade Commission, or FTC.