Budgeting is more popular than ever. A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic. And in a world ...

The best way to improve your finances is to arm yourself with knowledge and tools to understand your spending. Learning how to make a budget spreadsheet is a smart financial practice regardless of ...

Most budgeting apps will show you where your money went—after you’ve already spent it. Few connect the dots between day-to-day cash flow, long-term goals, and the rest of your balance sheet. Empower’s ...

If you’re just starting out on your debt free journey, or trying to save more money. Cash envelopes are a great way to help you reach those financial goals. Make sure to grab my free printable cash ...

Most people know and have used Microsoft Excel to some extent, whether that be keeping track of a daily itinerary or creating a calendar for meal planning. There are so many well-known and also ...

To succeed with your financial goals, you must closely track how you use your money. A personal budget provides a detailed picture of your income, expenses and leftover cash so you can make smart ...