The federal government and private lenders offer graduate student loans. Max out federal unsubsidized loans — likely the cheapest option — before covering your remaining costs with federal grad PLUS ...

Key Takeaways ・Federal student loan repayment is now simplified under OBBBA into just three main options: Standard, IBR, and ...

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Student loan rates have held steady over the last week. As of January 27, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates starting as low as 3.28% ...

Refinancing your student loans can allow you to take advantage of certain benefits, like a lower interest rate and greater payment flexibility. In most cases, borrowers who refinance wait until ...