Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...

Wondering if your debt load is too high? Here's how to gauge it — and what else you should keep in mind right now.

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

Key takeawaysThe average three-year personal loan rate is 13.83% APR, but you might qualify for a lower rate with good or ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

Debt consolidation rolls multiple debts into a single payment. It can be a good idea if you qualify for a low enough interest rate. Many, or all, of the products featured on this page are from our ...

LendingTree’s study involved analyzing around 400,000 credit reports of users in July through September for 2024 and 2025, ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

A balance transfer card lets you pay off your credit cards with no interest during the promotional period, but it’s a bit harder to qualify for since you need good credit. Debt consolidation loans are ...

Aside from its debt consolidation loans, Discover offers balance transfer credit cards as another option for borrowers seeking to consolidate and pay off their debts. Discover also gets high marks for ...